Disclaimer
Last Updated: August 2026Welcome to GrowMe.
This Disclaimer contains important information regarding the usage of our comparison platform, financial product recommendations, and affiliate referral relationships.
1. Independent Comparison Platform
GrowMe is an independent advertising comparison and referral marketplace. We help consumers explore, compare, and apply for financial products such as credit cards offered by scheduled commercial banks and licensed financial partners in India.
Unless explicitly stated, GrowMe is not owned, operated, endorsed by, or officially representing any bank, credit card issuer, or credit rating agency.
Important: Credit card approval, verification, interest rates, credit limit allocation, and card issuance are determined solely by the respective partner commercial bank (such as YES Bank, BOBCARD, HDFC Bank, OneCard, etc.). GrowMe has no role or influence over final approval decisions.
2. No Financial Advice
The contents, tables, calculators, and product descriptions published on GrowMe are provided for informational and educational purposes only. They do not constitute formal financial, investment, legal, or tax advice.
We recommend reviewing the official product agreement, key fact statement (KFS), fees schedule, and terms directly on the issuing bank's portal before submitting your application.
3. Affiliate & Referral Commission Disclosure
GrowMe operates as a performance marketing partner. We may receive referral payouts or commission compensation from partner institutions when users apply for and receive approval for financial products via links on our platform.
This commission compensation helps us maintain GrowMe completely free for all users and does not increase your cost, fees, or interest rates in any way.
4. Accuracy of Information
While we make every effort to maintain accurate, up-to-date details regarding cashback bonuses, joining fees, annual renewal charges, and reward points, financial institutions may alter product terms without prior notice.
Always verify the current fee structure and reward terms on the partner bank's official application page before finalizing your application.
5. Trademark & Intellectual Property Notice
All third-party brand names, logos, card designs, and product names (such as Uni GoldX, OneCard, HDFC Regalia, BOBCARD, YES Bank) displayed on GrowMe are registered trademarks of their respective owners. They are used on this platform strictly for identification and comparative reference purposes.
6. Contact Us
If you have any questions or require clarification regarding this Disclaimer or our referral practices, please feel free to reach out to us at legal@growme.in.